About Patricia Culpepper
When you’re making one of the biggest investments of your life, you want to work with someone you can trust. As your lender, I’ll always have your back.
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Patricia Culpepper is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Patricia Culpepper can help.
Why Choose Patricia Culpepper?
★★★★★
"From the very start all interactions were informative, pleasant and friendly. Pat asked the right questions and was able to to guide us through the VA loan process smoothly and quickly. She knew what to look for to get us the best rates and most efficient processing. We couldn’t have been more pleased with her service and highly recommend her to anyone."
-Kenneth K | July 29th, 2022
★★★★★
"This is my second time in 3 years using Patricia for a loan, and I am extremely pleased with how she does business. She answered all of my questions and gave me what I think was the best scenario. I would not hesitate to recommend her to anyone I know looking for a loan."
-Devon R | July 12th, 2022
★★★★★
"Pat and her team are AMAZING!! They answered all questions we had in a timely manner and was very patient with us being new homebuyers. They explained everything to us to the best of their abilities and made the whole process go smoothly!"
-Ryjae W | August 22nd, 2022
Client Tools
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Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 02/02/2024. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Patricia's Featured Articles
Reasons to Use a Local Lender
Preparing for Homeownership
Do’s and Don’ts of the Mortgage Process
Contact Patricia Culpepper
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
240-320-8084Areas Patricia Serves
I’m available for all your mortgage needs in the following states: