About Tracey Kelley
When you’re making one of the biggest investments of your life, you want to work with someone you can trust. As your lender, I’ll always have your back.
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. FitzGerald Financial Group has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.
As an experienced lender, Tracey L. Kelley is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Tracey L. Kelley can help.
Why Choose Tracey Kelley?
★★★★★
"I wanted to take a moment to express my sincere gratitude to Tracey, our loan officer, for her exceptional service and support throughout the home buying process. As first-time homebuyers, my spouse and I were navigating uncharted territory, but Tracey made the experience seamless and stress-free. Tracey's patience, attention to detail, and clear explanations were invaluable, as she took the time to ensure we understood every step of the loan application and approval process, answering all of our questions thoroughly. Her kindness and professionalism put us at ease during what can be an overwhelming time, and thanks to her expertise and guidance, we were able to secure our dream home with confidence. We are truly grateful for Tracey's dedication and would highly recommend her to anyone in need of a mortgage loan."
-Georgina A F
★★★★★
"The experience was great, I forgot about how much information was needed to complete the process.i would work with Tracey again and definitely recommend her. Her knowledge and experience go above and beyond!"
-Roy L C
Client Tools
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Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 04/10/2025. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Tracey's Featured Articles
Reasons to Use a Local Lender
Preparing for Homeownership
Do’s and Don’ts of the Mortgage Process
Contact Tracey Kelley
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
410-459-0387Areas Tracey Serves
I’m available for all your mortgage needs in the following states: