About Monica Atkins
When you’re making one of the biggest investments of your life, you want to work with someone you can trust. As your lender, I’ll always have your back.
With over 25 years of experience in the mortgage banking industry, I've honed my skills to provide exceptional service and tailored solutions for every client. My attention to detail and unwavering commitment to customer satisfaction ensures that each transaction is handled with care and expertise.
I've always believed that if you treat people the way you want to be treated it will come back to you. It is a great feeling when past clients come back to me for help on their next home purchase or refinance, or when they refer their friends and relatives to me. My business comes from your referrals and I'm never too busy for them.
Whether you're a first-time homebuyer, looking to upgrade, or considering refinancing, my expertise and dedication can help you achieve your homeownership goals. I'm committed to providing personalized service and finding the best mortgage solution for your unique needs.
Why Choose Monica Atkins?
★★★★★
"Monica is the best loan officer there is. I was cleared to close in 12 days. She guided me through the entire process, answering questions before I could ask them. Her professionalism is top tier. I highly recommend her for all your mortgage needs."
- Bernedette J
★★★★★
"Ms. Atkins is extremely knowledgeable, professional and detailed...I would know because she has remained by my side for the past four years during my search! Thanks to her, I have my new house(Yeah!!), and I wouldn't--if it weren't for the excellent advice she's offered me over the years. Thanks, again, for everything!"
-Tamatha M B
Client Tools
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Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 04/10/2025. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Monica's Featured Articles
Reasons to Use a Local Lender
Preparing for Homeownership
Do’s and Don’ts of the Mortgage Process
Contact Monica Atkins
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Areas Monica Serves
I’m available for all your mortgage needs in the following states: