Application Check-list
Now is the time to purchase your dream home, and start investing in your future. Use this checklist to help you keep track of the documents you will need throughout the mortgage process!
- Valid Driver's License or Military ID
- Addresses for rental or mortgage history for past 2 years
- Name, address and phone number of all landlords for past 2 years (if applicable)
- Name, address and phone number of employers for past 2 years (include dates and explain gaps)
- All pay stubs for the most recent 30-day period
- Signed personal tax returns for past 2 years
- W-2's for past 2 years
- If Self-Employed: Signed personal tax returns, corporate or partnership returns including YTD P/L statements, balance sheets, K-1 and 1099’s for the past 2 years
- Statements for bank, investment and/or retirement accounts (all pages) for past 2 months
*explain all deposits that are not normal direct deposit payroll - If Self-Employed: All business bank statements for past 3 months
- VA Loan Applicants: Statement of Service from your Command or copy of your DD-214, Member Copy 4, so we can order your Certificate of Eligibility
- Verification of other income-child support, alimony, retirement, or social security awards letter
- Sales Contract - legible copy
- Closing attorney name and number
- Homeowners insurance information
- Check or credit card for credit report and appraisal
- Copies of separation/divorce decree
- All foreclosure papers including letter of explanation if applicable
- All bankruptcy papers including discharge and letter of explanation if applicable
- Copy of current mortgage statement
- Copy of current survey if you have one
- Copy of Homeowners Policy (Declaration Page)
- Subordination; Second Mortgage (if applicable)
- Copy of Deed
- Copy of Title Policy