About John Valente
Your home purchase is the most important purchase of your life. It's important to me too.
Since 2001, John has been helping purchase buyers and refinance customers. He has a thorough knowledge of many lending products to include USDA, VA, FHA, Conventional Conforming, Jumbo/Non-Conforming and many down payment assistance programs. John has many repeat clients due to his special care for each customer.
In a previous career, John worked in the television industry in many different facets of TV Production. Fun fact: John played an extra in six major motion pictures filmed in the Baltimore area.
John is married with two children and loves to travel, play golf and enjoy photography. Call today for immediate assistance and to work with John directly - (443) 547-5722
Why Choose John Valente?
★★★★★
"My wife and I just closed on our first home and having John as our lender was a great choice! John is very kind, helpful, understanding, and worked hard to get our loan process done quickly and without any issues. We would recommend John to anyone as we couldn’t be happier with his services."
-Chad C | January 30th, 2024
★★★★★
"As a first time home buyer, John was extremely helpful during this process. He explained everything thoroughly and walked me through everything step by step. He was always available to answer questions, there was never a time when I couldn't reach him. He definitely cares about his customers and wants to make sure they're going to be comfortable and happy with their new home. Even after settlement he's available to answer any questions I may have! Whenever someone needs a lender I'll certainly recommend him hands down!"
-Lauren S | January 9th, 2024
Client Tools
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Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 04/10/2025. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
John's Featured Articles
How to Opt-Out of Unsolicited Credit Offers
10 Steps to Homeownership
Contact John Valente
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Areas John Serves
I’m available for all your mortgage needs in the following states: