About Curtis Rhoten
When you’re making one of the biggest investments of your life, you want to work with someone you can trust. As your lender, I’ll always have your back.
With nearly 15 years of experience as a loan officer, Curtis Rhoten provides his clients with a personalized mortgage experience. Whether they are first-time or repeat buyers, investors, or refinancing their current mortgage, Curtis takes the time to understand their homeownership goals before customizing a loan product to fit their needs.
As an experienced lender, he specializes in various loan programs, including Conventional, FHA, VA, USDA, 203k Rehab, and Construction to Perm.
Curtis understands that buying a home is one of the most important purchases that most people will make in their lifetime, which is why he makes himself available to his clients after business hours and on the weekends to answer questions and address any concerns.
An active member of the community, Curtis helped found the FIGHTER FOUNDATION, a local non-profit that helps students overcome adversity. He is also a member of the Realtors Association of York & Adams Counties and the Carroll County Association of Realtors.
Curtis enjoys staying active by fishing, boating, snowboarding, and spending time with his grandchild in his free time.
Whether you're ready to get started today or just need advice, call Curtis today!
Why Choose Curtis Rhoten?
★★★★★
"I have worked with Curtis for over 5 years and I cannot say enough about this man! He is dedicated to his clients, going above and beyond to get the job done! Curtis has saved many deals, getting the clients to the settlement table, when others couldn't. You can't go wrong with Curtis!"
-Carolyn R | October 7th, 2022
★★★★★
"Curtis is very professional and thorough throughout the entire loan process. He is prompt to respond and share his knowledge. His rates are competitive, and his closing estimates are accurate. I highly recommend Curtis to anyone looking for a home loan."
-Jackie B | November 22nd, 2022
Client Tools
Ready to take the next step?
Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
- Total payments {{ months }} monthly payments
- Down payment ({{ upfront }}%) {{ toCurrency(down, 0) }}
- Principal {{ toCurrency(loan, 0) }}
- Total interest paid {{ toCurrency(interest, 0) }}
- Total mortgage cost* {{ toCurrency(total, 0) }}
- *Estimated, not including taxes and insurance.
Monthly Payment
-
Principal & Interest
-
Property Taxes
-
HOI
-
HOA Dues
-
PMI
Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 09/21/2023. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Curtis's Featured Articles
Reasons to Use a Local Lender
Do’s and Don’ts of the Mortgage Process
Preparing for Homeownership
Contact Curtis Rhoten
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
443-547-9158Areas Curtis Serves
I’m available for all your mortgage needs in the following states: