Unlock Big Savings in Your First Year of Homeownership with KickSTART

Unlock Big Savings in Your First Year of Homeownership with KickSTART

What if you could significantly reduce your mortgage payments during your first year of homeownership? Discover how our KickSTART program makes it possible.

Here's the simple, powerful idea: With the KickSTART 1-0 lender paid buydown program, your interest rate will be lowered by one full percentage point (1%) for the first 12 months of your mortgage. This directly translates to lower monthly payments during that initial year – putting more money in your pocket right when you're settling in.

Here's how KickSTART can benefit YOU:

More Money in Your Pocket, Right When You Need It: Moving into a new home comes with a lot of expenses. Furniture, paint, maybe even a few essential upgrades. KickSTART puts more money back in your pocket during that first year, allowing you to comfortably settle in and tackle those initial costs without feeling stretched too thin.


A Gentle Introduction to Homeownership Expenses: Adjusting to a mortgage payment is a big step. KickSTART helps ease this transition by lowering the initial interest rate by one point. This gives you a chance to get comfortable with your new budget and build a solid financial foundation in your new home.

Enjoy Peace of Mind from the Start: Knowing you have lower mortgage payments in your first year can provide valuable peace of mind. You can focus on making your new house a home, knowing you have a little extra breathing room financially.

Here's what you need to know about how KickSTART works:

  • Your Interest Rate Gets a First-Year Discount: For the first 12 months of your mortgage, your interest rate will be one percentage point lower than the standard rate you qualify for.
  • Lower Payments for the First Year: This reduced interest rate directly translates to lower monthly mortgage payments during that initial period.
  • Then Things Return to Normal: After the first 12 months, your interest rate will adjust to the fully indexed rate for the remainder of the loan term, and your payments will reflect that rate.
  • Savings Depend on Your Loan: The exact dollar amount you save will depend on your specific loan amount, but the one-percentage-point reduction will provide tangible savings.
  • Standard Loan Approval Still Applies: You'll still need to meet our standard credit and underwriting requirements to be approved for the mortgage.
  • Available for Many Popular Loan Types: KickSTART is available for Conventional, VA, and FHA loans.


Ready to KickSTART Your Homeownership Journey?
If you're looking for a way to make homeownership more accessible and affordable in the initial stages, KickSTART could be the perfect solution for you. Let's explore how this exciting program can help you achieve your dream of owning a home with greater financial ease in your first year.

Contact us today to learn more about KickSTART and see how it can benefit your unique situation. We're here to guide you every step of the way!

This offer cannot be combined with all other offers and is subject to change without notice. Loan approval is subject to credit and underwriting guidelines. This is for informational purposes only. This is not a commitment to lend. Please ask your loan officer about the fees or costs associated with the KickSTART Buydown program.

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